Goals

Tailored loan options to fit your unique business and personal needs.

Business Loan

What it is: Unsecured funding to support business expansion, working capital, or operational needs.

Who it’s for: SMEs, proprietors, partnerships, and companies.

Professional Loan

What it is: Specially designed loan for practicing professionals to grow their practice.
Who it’s for: Doctors, CAs, architects, lawyers, consultants.

What it is: Secured loan against residential or commercial property.
Who it’s for: Individuals, professionals, and businesses needing large funds.

Loan Against Property (LAP)

Eligibility:

• 2+ years business vintage

• Regular turnover & ITR

Documents:

• KYC of owner

• GST registration

• ITR (2–3 years)

• Bank statements

• Business proof

Eligibility:

• Professional degree

• Registered practice

• Stable income

Documents:

• Degree & registration certificate

• KYC

• ITR

• Bank statements

Eligibility:

• Clear property title

• Stable income

Documents:

• Property papers

• KYC

• Income proof

• Bank statements

Vision

Tailored loan options to fit your unique business and personal needs.

Overdraft Facility

What it is: Credit limit linked to bank account to manage short-term funding gaps.
Who it’s for: Individuals and businesses with regular banking activity.

Cash Credit Facility

What it is: Flexible working capital limit to manage day-to-day business cash flow.
Who it’s for: Traders, manufacturers, SMEs.

What it is: Short-term finance to purchase or maintain inventory.
Who it’s for: Retailers, wholesalers, distributors, Super Stockiest, CNF's, Showroom Owners.

Inventory Loan

Eligibility:

• Salary or current account

• Regular inflows

Documents:

• KYC

• Income proof

• Bank statements

• Property/FD papers (if secured)

Eligibility:

• Running business

• Stock & receivables

Documents:

• KYC

• Financials

• Stock statement

• Bank statements

Eligibility:

• Active sales cycle

• Inventory records

Documents:

• KYC

• GST returns

• Stock statement

• Bank statements

Legacy

Tailored loan options to fit your unique business and personal needs.

CGTMSE & Hybrid Loan

What it is: Government-backed collateral-free loan for MSMEs under CGTMSE scheme.
Who it’s for: Micro & small enterprises, startups, first-time entrepreneurs.

Construction Finance

What it is: Loan for construction of residential or commercial projects.
Who it’s for: Builders, developers, individual plot owners.

What it is: Structured funding for new or expansion projects.
Who it’s for: Manufacturing units, infrastructure projects, large SMEs.

Project Loan

Machinery Loan

What it is: Loan to purchase new or used machinery and equipment.
Who it’s for: Manufacturing, processing, and service industries.

Eligibility:

• MSME registration

• Viable business model

Documents:

• MSME certificate

• Project report

• KYC

• Bank statements

Eligibility:

• Approved plans

• Clear land title

Documents:

• Land ownership proof

• Approved building plan

• Cost estimates

• KYC

Eligibility:

• Viable project

• Promoter contribution

Documents:

• DPR (Project Report)

• Land documents

• Financial projections

• KYC

Eligibility:

• Cash-flow generating business

Documents:

• KYC

• Machine quotation

• Financials

• Bank statements

Our Promise

Guiding you honestly through loan options.

Tailored Loans

We listen carefully to your needs and suggest loans that truly fit your situation, avoiding unnecessary credit hits.

Trusted Support

No advance fees, just honest advice and support to help you secure the best financial solution for your business.

FAQs

What loans do you offer?

We help with business, home, personal, car loans, and more.

Do you charge advances?

How do you protect my credit?

How do you choose my loan product?

Can you assist with business loans?

No, we never ask for any advance payments from customers.

Unlike others, we avoid multiple loan inquiries that harm credit scores by selecting products carefully.

No. We discuss your needs, evaluate shortfalls, then pick the best product and bank based on eligibility.

Yes, we specialize in business loans and several related finance options.